Updated Updated: August 20, 2019

MasterCard

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Operators Accepting MasterCard Payments

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About MasterCard

Mastercard is one of the longest-running payment methods to be used in the online casino industry. It dates back beyond the birth of online casinos to 1966 when a group of American banks formed to create the ICA (Interbank Card Association). The company name changed to Master Charge with the famous interlocking circle logo and then eventually settled on Mastercard in 1979. Throughout the 1990s, Mastercard continued to innovate and successfully launched Maestro and Europay which helped to increase the customer base and tighten their grip on the online payments market. The introduction of the internet helped to promote the brand name even further and now Mastercard is considered to be one of the biggest names in global finance.

You’ll find many online casinos that accept Mastercard as a banking options. Most online casino would lose customers if they didn’t provide Mastercard as a payment option. Mastercard has managed to stand the test of time and continues to offer secure and reliable online gambling transactions. It’s a brand that people can trust and that goes a long way in this day and age of online banking.

Mastercard Banking Options

Being a global payment provider has its benefits and one of them is the ability to offer variety. Mastercard customers have a choice of four different payment options and these are the credit card, debit card, prepaid card, and gift cards. These all come with their own benefit so let’s take a closer look at each option and find out a little more:

MasterCard Credit Card

A very popular choice for many online casino players and one that offers zero liability and ID theft protection which is important in today’s online banking society. Mastercard credit cards are offered around the world and you can sign up to various different options; Standard, Gold, Platinum, World, and World Elite. Each one comes with its own benefits and the World Elite does come with the best overall features, however, the Standard Mastercard credit card is more than enough for casino players. Any interest rates and additional payment terms will be stated by the banking company who you signed up with but overall you’ll find this credit card to be very useful when funding your casino accounts. One important thing to mention is that some UK casinos do not allow you to withdraw back to a Mastercard credit card and so you will need an alternative method to get hold of any winnings.

MasterCard Debit Card

The Mastercard debit card is widely accepted across the online casino industry and it works in a similar way to the credit card. The only major difference is that you can only access funds that are available in the linked bank account instead of borrowing credit from the bank. Many people use this option because you can keep your finances in check and only spend what you have. The only downside is that you are liable for unauthorized transactions unless you act quickly so it’s a common fact that credit cards are a safer option when it comes to fraud.

MasterCard Prepaid Cards

Prepaid cards are becoming more and more popular in the online environment and essentially it is much like the debit card. Casino players can purchase prepaid cards from banks, several major stores, and also through online sites. You’ll need to provide the usual identity documents to register and activate the card just as you would with any other credit or debit option. Be sure to check the T&Cs to make sure all is above board and that you won’t be hit with any hidden fees. Try and sign up for a reloadable prepaid card and this will give you a quick and easy topping up process instead of signing up and activating a new card every time. If the rePower logo is on the back of the card then you’ll be able to reload it as and when you want.

MasterCard Gift Cards

The Mastercard gift cards work in the same manner as the prepaid and debit cards except that you are often given these as a gift or perhaps as a prize. You can use the amount on the card and no more so you don’t have to worry about overspending and paying anything back. Many online casinos accept gift cards to fund player accounts but a quick check with the banking section or customer support will clear up any doubts before you try. If you see the Mastercard debit card option then gift cards should be absolutely fine as well.

Payments & Withdrawals with MasterCard

Online betting with Mastercard is easy and making payments to your casino account is very often an instant process. However, most casinos will not allow you to withdraw your money using Mastercard so make sure you have an alternative in mind. Checking your casino’s banking help section or a quick chat with the support team will clear things up for you if do have any doubts.

Making a payment with Mastercard

  • Firstly, make sure you are aware of the casino’s min/max deposit limits.
  • Head over to the casino banking section and select the deposit option.
  • Click on the Mastercard option and enter your card details into the fields on the screen.
  • Enter how much you want to deposit and be sure that you have enough funds in your account if you’re using a debit, prepaid, or gift card.
  • Click confirm and wait for the transaction to process and complete.
  • You might be taken to an extra security page called Mastercard SecureCode which will ask you for some extra details.
  • Deposits are instant and you should see the money in your casino account once the transaction has been approved.

Making a withdrawal with Mastercard

Lucky casino winners will often find large sums of money sitting in their accounts and so they’ll be looking to transfer some or all of that back into their personal bank accounts. Mastercard is one of the most popular options for making withdrawals and although they tend to take slightly longer than e-Wallets, your money will go straight into your account without any hassle.

  • Firstly, you need to make a couple of checks.
    • Make sure there is no bonus money attached to your winnings, if there is, you’ll need to meet the wagering requirements before you can request a withdrawal.
    • Check your casino’s withdrawal limits and ensure that the funds you want to take out are within the minimum and maximum limits.

If the above checks are clear and your winnings are not tied down to any bonus requirements, you can carry on and make your withdrawal:

  • Visit the banking page of your casino site and select the Withdrawals section.
  • Choose the Mastercard option and then enter how much money you want to withdraw along with any other card details that are required.
  • Click Withdraw to start the process and wait for the casino to process your request.
  • It varies from site to site but most transactions will take 2-5 days to reach your bank account.
  • Remember, online casinos and betting sites don’t allow you to withdraw to credit cards, so you will need to set up an alternative method if you initially deposited with one.

Mastercard Fees

Any casino worth playing at will not charge their customers for transferring money to and from their casino accounts. As a gesture of goodwill, many of the banking fees are absorbed by casinos which offers a smoother banking process for their customers. Using your Mastercard at UK casinos will not result in any fees when making a deposit or withdrawal. The only fee that you might come across is when you are dealing with currency conversions and you’ll need to check with your casino for the exact rates as these can change quite regularly.

Advantages & Disadvantages with MasterCard

Mastercard is known throughout the world and you’ll find that it’s widely accepted both in the online and offline domains when buying all sorts of goods and services. Mastercard is likely to be available at all major casinos and betting sites due to its popularity. It’s either a players go-to payment method or their first backup if they come across any issues with their favored e-Wallet. Let’s take a closer look at the advantages and disadvantages of using Mastercard to fund your online casino and see how it balances out:

Mastercard Advantages

  • Globally accepted and trusted payment option
  • Lots of Mastercard casino bonuses to be claimed
  • Safe and secure transactions
  • High deposit and withdrawal limits are available
  • Multiple side-offers and promotions

Mastercard Disadvantages

  • Many UK casinos do not allow Mastercard credit card withdrawals
  • Currency conversion fees might be relevant for some players

FAQ

Can I use Mastercard to claim casino welcome bonuses?

Most casinos will recommend using Mastercard when claiming welcome bonuses so it’s very much a trusted banking option. It’s one of the leading payment options for online casinos so you can expect to use it for all of your banking transactions.

Do you recommend any online casinos that accept Mastercard?

We can recommend many Mastercard casino sites and here are some of the top choices: Betway Casino, 888 Casino, Mansion Casino, Playojo, and 32Red Casino.

What other alternatives are similar to Mastercard?

Online betting with Mastercard is an easy option for many casino players but there are other similar alternatives like Visa and Maestro which are both very popular as well.

Are Mastercard credit cards the safest option?

Credit cards, in general, do offer more security from fraudulent activities. You are liable for a lot less money when using a credit card over other options.

Are there any hidden fees with banking with Mastercard at online casinos?

You should not come across any fees when making payments with Mastercard. The only fee you might get charged with is if there are any currency exchange rates involved.

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